Exclusive Perks and Benefits: Best Premium Credit Cards on the Market
Premium credit cards are designed for people who want more out of their credit card than just the ability to make purchases. Premium credit cards come with a host of perks and benefits that can be a major draw for anyone who loves to travel, dine out, or enjoy exclusive experiences. In this article, we’ll take a look at some of the best premium credit cards on the market and the exclusive perks they offer.
American Express Platinum Card
The American Express Platinum Card is one of the most famous premium credit cards on the market. The annual fee is quite high, but in return, you get access to a range of exclusive benefits such as:
- A $200 annual airline fee credit
- A $100 annual Saks Fifth Avenue credit
- Access to over 1,200 airport lounges worldwide
- A complimentary membership to the Priority Pass program
- Access to premium hotel and car rental programs
Chase Sapphire Reserve
The Chase Sapphire Reserve is another premium credit card that’s popular with frequent travelers. This card offers:
- A $300 annual travel credit
- Access to over 1,000 airport lounges worldwide through Priority Pass
- 3x points on travel and dining purchases
- A Global Entry or TSA PreCheck application fee credit
- Special benefits at partner hotels and car rental agencies
The Platinum Card from Capital One
The Platinum Card from Capital One is perfect for anyone who values flexibility in their rewards program. This card offers:
- A $100 application fee credit for Global Entry or TSA PreCheck
- Access to the Mastercard Airport Experiences luxury lounge program
- No foreign transaction fees
- A $200 annual credit for any travel purchases
- A simple rewards program that lets you earn 2x miles on every purchase
Citi Prestige Card
The Citi Prestige Card is an excellent card for anyone who likes to travel frequently. This card offers:
- A $250 annual travel credit
- 4th night free at any hotel when you book at least 4 nights through the Citi Prestige Concierge
- 3x points on air travel and hotels, 2x points on dining and entertainment, and 1x point on all other purchases
- A Global Entry or TSA PreCheck application fee credit
- Access to over 1,000 airport lounges worldwide through Priority Pass
FAQs
What is a premium credit card?
A premium credit card is a credit card that comes with a range of exclusive perks and benefits. These exclusive benefits can include airport lounge access, travel credits, and rewards programs that offer points or miles that can be redeemed for travel or other exclusive experiences.
How much does a premium credit card cost?
Premium credit cards usually have an annual fee that is much higher than a standard credit card. These fees can range from several hundred dollars to over a thousand dollars per year.
Which premium credit card is right for me?
Deciding which premium credit card is right for you will depend on your individual needs and preferences. Consider things like the annual fee, the rewards program, and the exclusive benefits that come with each card. Also, think about what you like to do in your free time and what kind of experiences you’d like to have access to.
What kind of exclusive benefits do premium credit cards offer?
Premium credit cards can offer a range of exclusive benefits, such as airport lounge access, a travel credit, concierge services, rental car privileges, and special access to events or concerts. Make sure to read the details of each credit card to see which ones offer the benefits that matter most to you.
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